Today’s attitude is gratitude and it feels oh so good. Send someone a thank you note. Pause to compliment or express gratitude to someone who has helped your recently – especially if it’s out of the blue or face to face! Today's children are growing up with a genuine fear of failing. Morin points out that the fear of failing is often two-fold. Kids are either being raised in a world of participation ribbons, where everything is a celebrated success and everyone is a winner, or they are growing up in a world where success isn't an option, so why try? As parents, it is your job to teach both sides of failure. Yes, in the world of adulting, failure is most definitely an option. It stings and it is no fun, but it is going to happen. That said, just because you might sink doesn't mean that you don't have to get in the pool. Focus on a few basic meal recipes - Scrambled eggs, pasta dishes, grilled cheese, and baked potatoes are all things that even the most clueless chef can create in a kitchen. Without a community and a concrete place to turn for personalized resources, navigating these decisions is isolating and frustrating,” says Bellaire. “With Gen-Z’s focus on mental health, they’re looking for a place to ease their fear of missing out and falling behind.” Embracing the financial ABCs Kids these days don't have to learn the art of scheduling; they are told where to be and when by their parents, their friends over text, and the almighty Google calendar. When they waltz into the real world, mastering schedules will become essential to their success. Get your teens and adult children to take accountability for themselves.

Now that everything is cleaned out, let’s make sure we create a schedule to keep it that way! Organize your digital life using a calendar or Trello and set due dates to make sure you’re on top of keeping things clean clear and on schedule. For example, one the 7th of every month, you'll do a digital dump again and on the 11th of every month you'll shred all those pesky mail docs. You just went through the steps, so you know how good it feels to have thing clean and organized! Don't let it all pile up again! Focus on priorities - Emphasis what is important in life so teens and young adults continue to place emphasis on top priorities.

Starting to save for retirement as early as possible is like paying your future self and giving you more optionality down the line,” says Bellaire. Compounding interest—a near-magical financial principle—on 401(k)s or IRAs means that the earlier you start saving for retirement, the more money you’ll have to enjoy later in life. “Prioritizing setting aside some money each month in accounts like this also has positive tax consequences you don’t find with other savings accounts, so it’s doubly helpful!”

Teach teens to write out their schedules - Make sure they know to include key information like times, dates, and places.At the same time, Bellaire says that sometimes the best first step toward creating a retirement fund is first paying down any ‘bad debt,’ like that stubborn credit card balance. “Getting out from under debt like that should take precedence over retirement savings, as it has implications for your credit score and long-term financial picture,” she says. Start adulting today

On the flip side, success is always around the corner. Kids who grow up thinking that true success is unattainable are more likely to shy away from it. Another failure? It's almost too much to bear. There are a few strategies that parents can use to prepare their older children for the workforce. Older children on the cusp of leaving home also have to learn to trust themselves. Morin suggests parents model working through problems with older children. In teaching young adults to better trust their assessment and judgment of problems, they have to be able to think to themselves, "Can I solve this myself?" Always being there to provide answers doesn't instill critical thinking skills needed for life outside of mom and dad's house.

You know all those pesky letters you get in the mail? Like W2s, W9s, bank statements and the like? Well it’s time to take them off your kitchen counter (why does stuff ALWAYS pile up there?!) and file it away! I personally use this filing cabinet and I either file (longer term docs I might need like W2s, W9s, healthcare statements, retirement account statements etc.) or shred (monthly bank statements, unnecessary healthcare docs, etc.) Adulting is hard,” says Bellaire. “The adulting mindset is acting like an independent person and proactively managing your responsibilities (financial and otherwise) on your own. It also means taking care of yourself—maintaining a clean apartment, going to the dentist, meal prepping, doing laundry, going to bed early—the things we all associate with being an adult.” Have teens and young adults help with home repairs - Before they leave home, make sure they know their way around a hammer and nails, a screwdriver, and a drill.