Smart Choices: A Practical Guide to Making Better Decisions

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Smart Choice has allowed me to get direct appointments with carriers that I wouldn't have been able to get on my own or even through referrals. By signing up, you’ll discover more about your options and enhance your ability to make choices that are right for you. We’ll provide insight into choosing subjects and the different pathways that can be taken after school, through higher education or other training routes, to your chosen career path. The LGA consulted broadly with Manitobans, including hospitality industry representatives, as part of the development of Manitoba’s new liquor laws in 2014. The LGA has communicated with all retail and service licensees about Smart Choices. The center has typically scheduled one or two annual events that focused on employers with diversity, equity and inclusion hiring initiatives for students. But Turrentine and the employer relations team are expanding that to more events. Create imaginative alternatives.… Remember: your decision can be no better than your best alternative. …

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Smart Choice provides a vast choice of carriers to place insurance including access to Nationwide Insurance Commercial policies. We think one decision is enough. Instead every decision leads to other linked decision requiring equally rigorous algorithm to solve. The concepts were still not groundbreaking, but the various methods they proposed for making tradeoff decisions demonstrated a concrete way to deal with discrete factors in a decision. A lot of it still comes down to gut feeling, but by laying all of the data points out and making tradeoffs, it still feels good to have seemingly accounted for all of the known variables. Life insurance offers great commissions. Since I am a start from scratch agency it’s going to take a couple of years to build the residuals in the P&C market. Life allows me to make huge gains in revenue to offset that. It has also open doors for my P&C by getting me in front of customers that I might not have if they hadn’t requested a quote. Having the availability of carriers without the commitment for production along with the broad range of larger national carriers (Allstate, Nationwide, etc.) creates the image of a large agency regardless of actual size -- giving us the ability to compete with anyone in the industry.Often we don’t spend much time on the front end of decision making,” Keeney said. “We try to solve the problem we have with a decision right away. Taking time to think things through is important because decision making is the only way to purposefully influence your life. Everything else is beyond our control.” Our revenue has increased significantly since we’ve joined Smart Choice. We were able to reach the commission cap in a short period of time and we’re now able to get paid 100% commission and participate in profit sharing on an annual basis. This is something that we never had before when we worked exclusively with wholesalers. Our State Director at Smart Choice (Todd Alexanderson) is ALWAYS here and available for us when we need anything. He uses his connections with carriers to really help us beyond our expectations. Define the problem. (M)anagers often act without a thorough understanding of the problem to be solved, leading them to solve the wrong problem. Accurate judgment is required to identify and define the problem. Managers often err by (a) defining the problem in terms of a proposed solution, (b) missing a bigger problem, or (c) diagnosing the problem in terms of its symptoms. Your goal should be to solve the problem not just eliminate its temporary symptoms. The course includes short articles for you to read and videos to watch, plus activities and quizzes with tips to help you better understand the study and career opportunities. There is also the chance for you to learn from and support other learners through online discussions.

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Healthy eating and regular physical activity are essential to promoting and maintaining good health. The To ensure her decision-making process is sound, Turrentine tuned to a virtual talk by Ralph Keeney, research professor emeritus at the Fuqua School of Business. The August talk, called “ Nudge Yourself to Make Smarter Decisions,” was part of Fuqua’s ongoing series on LinkedIn Live where professors and leaders share expertise in 30-minute sessions. Dr. Keeney’s presentation was based on his new book “ Give Yourself a Nudge,” published by Cambridge University Press in April of this year. Once you’ve taken time to settle on a decision, it’s time to identify objectives, which specify what you want to achieve. I've used Bestow with some of my insurance cases and I'm impressed! The communication, ease of doing business, and follow-up have been amazing. Once the policy was applied for through my custom link, the client received an active policy within minutes. Bestow understands what is important to the agent and client satisfaction. I will not hesitate to use Bestow again and again.We thought Smart Choice would be fairly hands-off with a basic level of service. On the contrary, they’ve really become a valuable partner for our agency, being supportive, responsive and incredibly committed to our success. As a scratch agency, we had very little premium to show to carriers. Smart Choice allowed us the opportunity to get appointed with carriers that we wouldn’t have been able to get otherwise. What do you care about?” Keeney said. “People often jump in and go with the first alternative that contributes to an obvious objective without thinking about long-term consequences. Will you be happier making more money with a new job, if you do not learn much or enjoy what you’re working on?” Our Smart Choice Territory Manager (TM) is amazing, and I knew that he would help me become successful in a challenging insurance environment. My agency would not be where it is today if it wasn’t for Smart Choice and my TM, Chris Reisdorf.

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At the Duke Career Center, Monique Turrentine decides what companies and organizations are invited to Duke to meet virtually or in-person with students to discuss job opportunities. The impact on our agency has been significant. We were able to reach the commission cap in a very short period of time which now allows us to be paid 100% of the commission from the carriers. We also qualified for profit sharing this year which greatly impacted our agencies revenue. See if you can brainstorm new decision statements and objectives to create alternative results to the question at hand. Keeney said never to settle on the first alternative that you come up with. Weight the criteria. Different criteria will vary in importance to a decision maker. Rational decision makers will know the relative value they place on each of the criteria identified. The value may be specified in dollars, points, or whatever scoring system makes sense.Smart Choices", cooperatively written by authors John S. Hammond, Ralph L. Keeney, and Howard Raiffa, is an excellent book that teaches readers the essential ways of making effective decisions in their personal and business lives. Each section of the book provides helpful information on the decision making process, ranging from choosing alternatives to the primary decision, to using flowcharts to help decide between more complex choices. We wanted to try to get “single entry” market access to standard lines carriers. Since we are a smaller agency, it would have taken us forever to achieve the volume required to get direct contracts with some companies. Smart Choice makes it much easier to know where we are going. The MGA’s we used previously had inconsistent service, were often gobbled up by other MGA’s and we get lost in the shuffle.